Health Insurance > Short Term Medical

Short term health insurance plans provides coverage for a limited period of time. It is ideal solution for:

  • Individuals who are between jobs
  • An alternative to COBRA
  • A temporary worker
  • Individuals waiting for other health insurance to start

Typically, short term plans offer coverage up to six months. Short term health insurance plans are designed to protect you against unforeseen accidents/illnesses. Typically it does not include coverage for preventive care, physicals, immunizations, dental or vision care.

Short term health insurance plans normally do not cover pre-existing medical conditions. The definition of a pre-existing condition varies by state, but, in general, short-term health insurance policies exclude coverage for conditions that have been diagnosed or treated within the previous 3 to 5 years.

To learn more about the different types of short term medical insurance, please contact us.

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Aetna
Assurant Health
Blue Cross Blue Shield of IL
Humana
Unicare
United Healthcare